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Average Student Debt (by Institution)

Figuring out college finances can be an extremely stressful and complex undertaking for college-bound teens and their families. The FAFSA, the CSS Profile, Expected Family Contribution, Pell grants, work-study, need-based aid vs. merit aid, private loans vs Federal Stafford loans—it’s a lot to learn in a short amount of time. Therefore it can be advantageous to get a handle on the future tuition costs before even starting the college search process. One helpful indicator of which colleges meet student’s financial need is the average student loan debt held by graduates at the end of their four-year degree. For reference, 70% of students finish their undergraduate program with an average accrued debt of over $37,000. The institutions on our list whose students have significantly lower average debt are typically more generous with need-based and merit-based aid packages.

The following table indicates the median federal loan debt of an institution’s 2016 graduates. Data was collected from the U.S. Department of Education. 

InstitutionGraduate Debt
Agnes Scott College$33,050
Albion College$37,138
Alfred University$37,437
Allegheny College$32,046
Alma College$33,029
American University$24,589
Amherst College$15,756
Appalachian State University$22,696
Arizona State University$22,972
Auburn University$27,782
Augustana College (IL)$35,488
Austin College$29,000
Babson College$32,982
Bard College$28,261
Barnard College$20,008
Bates College$19,917
Baylor University$25,131
Belmont University$28,477
Beloit College$31,308
Bennington College$28,263
Bentley College$29,547
Berea College$7,928
Berry College$24,612
Birmingham Southern College$28,886
Boston College$21,139
Boston University$40,365
Bowdoin College$20,883
Bradley University$28,093
Brandeis University$30,850
Brigham Young University$15,720
Brown University$22,197
Bryant University$39,283
Bryn Mawr College$22,914
Bucknell University$30,000
Butler University$35,520
Baruch College (CUNY)$11,000
Brooklyn College (CUNY)$15,235
City College of New York (CUNY)$16,942
Hunter College (CUNY)$13,000
California Institute of Technology$20,677
Cal Poly University, San Luis Obispo$21,678
Calvin College$31,236
Canisius College$32,769
Carleton College$20,063
Carnegie Mellon University$31,444
Case Western Reserve University$28,563
Catholic University$42,458
Centre College$28,515
Champlain College$33,236
Chapman University$27,857
Christopher Newport University$28,968
Claremont McKenna College$25,462
Clark University$28,048
Clarkson University$29,000
Clemson University$30,213
Coe College$35,008
Colby College$23,342
Colgate University$20,859
College of Charleston$26,605
College of William and Mary$26,017
College of the Atlantic$23,002
College of the Holy Cross$25,613
College of the Ozarks$5,339
Colorado College$22,068
Colorado School of Mines$32,579
Colorado State University$23,347
Columbia University$23,000
Connecticut College$34,098
Cooper Union$17,338
Cornell College$30,790
Cornell University$24,394
Creighton University$33,792
Dartmouth College$19,135
Davidson College$19,929
DePaul University$29,932
DePauw University$25,990
Denison University$27,773
Dickinson College$28,108
Drake University$30,742
Drew University$24,345
Drexel University$25,500
Duke University$19,104
Duquesne University$38,437
Earlham College$25,784
East Carolina University$27,774
Eckerd College$32,387
Elizabethtown College$30,355
Elon University$31,622
Embry-Riddle Aeronautical University$24,411
Emerson College$22,543
Emory University$26,983
Evergreen State College$21,131
Fairfield University$38,780
Florida Atlantic University$20,458
Florida Gulf Coast University$22,718
Florida Institute of Technology$36,015
Florida International University$18,918
Florida Southern College$29,254
Florida State University$22,912
Fordham University$37,607
Franklin & Marshall College$26,162
Furman University$32,594
George Mason University$27,373
George Washington University$33,081
Georgetown College$31,267
Georgetown University$23,067
Georgia College and State University$23,296
Georgia Institute of Technology$25,182
Georgia State University$27,788
Gettysburg College$30,544
Gonzaga University$29,459
Goucher College$32,190
Grinnell College$15,982
Gustavus Adolphus College$35,247
Hamilton College$17,654
Hampshire College$25,393
Harvard University$16,723
Harvey Mudd College$27,483
Haverford College$14,750
Hendrix College$30,213
High Point University$30,250
Hiram College$17,125
Hobart and William Smith Colleges$34,504
Hofstra University$26,500
Hollins University$34,161
Hood College$27,197
Hope College$32,188
Howard University$32,071
Illinois Institute of Technology$30,569
Illinois Wesleyan University$35,219
Indiana University$27,681
Ithaca College$39,711
James Madison University$25,677
Johns Hopkins University$24,702
Juniata College$35,774
Kalamazoo College$28,764
Kenyon College$27,000
Kettering University$31,000
Knox College$32,644
Lafayette College$31,154
Lake Forest College$30,000
Lawrence University$33,343
Lehigh University$34,940
Lewis & Clark College$26,257
Louisiana State University$24,509
Loyola Marymount University$30,487
Loyola University Chicago$31,750
Loyola University Maryland$34,375
Macalester College$21,937
Marietta College$40,196
Marist College$34,865
Marlboro College$36,805
Marquette University$37,048
Massachusetts Institute of Technology$23,485
McDaniel College$33,480
Messiah College$33,672
Miami University$30,105
Michigan State University$26,091
Middlebury College$17,797
Millsaps College$29,021
Milwaukee School of Engineering$35,524
Mississippi State University$29,331
Morehouse College$32,627
Mount Holyoke College$25,339
Muhlenberg College$30,527
New College of Florida$15,173
New Jersey Institute of Technology$37,195
New York University$30,480
North Carolina State University$17,461
Northeastern University$31,501
Northwestern University$23,051
Oberlin College$25,018
Occidental College$29,947
Oglethorpe University$23,212
Ohio State University$27,400
Ohio University$28,083
Oregon State University$26,400
Penn State University$35,972
Pepperdine University$34,820
Pitzer College$21,951
Pomona College$13,381
Princeton University$8,577
Principia College$20,068
Providence College$37,740
Purdue University$27,711
Quinnipiac University$47,873
Ramapo College of New Jersey$29,150
Reed College$19,010
Rensselaer Polytechnic Institute$30,500
Rhodes College$28,008
Rice University$25,528
Ripon College$31,216
Roanoke College$35,974
Rochester Institute of Technology$38,198
Rockhurst University$25,621
Rollins College$29,455
Rutgers University$25,334
Binghamton University (SUNY)$25,844
Stony Brook University (SUNY)$23,592
University at Buffalo (SUNY)$26,165
SUNY, College of Environmental Science and Forestry$24,269
SUNY, Geneseo$21,787
SUNY, Maritime College$29,500
SUNY, New Paltz$25,885
SUNY, Oneonta$15,373
SUNY, Oswego$28,002
Purchase College (SUNY)$28,368
SUNY, University at Albany$25,727
Saint John's University (MN)$40,067
Saint Joseph's University$26,250
Saint Louis University$33,487
Saint Mary's College, Notre Dame$33,622
Saint Michael's College$36,625
Samford University$23,772
San Diego State University$20,100
San Francisco State University$21,095
Santa Clara University$27,407
Sarah Lawrence College$22,334
Scripps College$18,692
Seattle University$28,284
Seton Hall University$29,108
Sewanee: University of the South$22,362
Siena College$36,738
Simmons College$29,250
Skidmore College$22,557
Smith College$20,514
Southern Methodist University$30,826
Southwestern University$33,093
Spelman College$32,550
St. Edward's University$36,123
St. John's College, Annapolis$34,212
St. John's College, Santa Fe$26,195
St. Lawrence University$26,756
St. Mary's College of Maryland$22,401
St. Olaf College$29,617
Stanford University$21,238
Stevens Institute of Technology$48,244
Stonehill College$33,942
Susquehanna University$32,919
Swarthmore College$18,262
Syracuse University$36,500
Temple University$37,372
Texas A&M University$24,276
Texas Christian University$34,152
Texas Tech University$29,193
The College of New Jersey$36,994
The College of Wooster$27,946
Thomas Aquinas College$16,901
Towson University$25,785
Trinity College$30,609
Trinity University$36,626
Truman State University$24,220
Tufts University$26,185
Tulane University$32,040
Union College$31,820
United States Air Force Academy
United States Coast Guard Academy
United States Merchant Marine Academy
United States Military Academy
United States Naval Academy
University of Alabama$29,320
University of Arizona$22,532
University of California, Berkeley$17,869
University of California, Davis$19,588
University of California, Irvine$20,628
University of California, Los Angeles$21,596
University of California, Riverside$21,464
University of California, San Diego$21,660
University of California, Santa Barbara$20,978
University of California, Santa Cruz$22,580
University of Central Florida$21,824
University of Chicago$21,291
University of Cincinnati$27,938
University of Colorado Boulder$25,605
University of Connecticut, Storrs$24,999
University of Dallas$33,511
University of Dayton$35,740
University of Delaware$34,101
University of Denver$29,947
University of Evansville$31,013
University of Florida$21,028
University of Georgia$22,087
University of Hawaii at Manoa$22,820
University of Houston$22,763
University of Illinois at Chicago$24,601
University of Illinois, Urbana Champaign$25,448
University of Iowa$28,771
University of Kansas$27,492
University of Kentucky$25,102
University of Louisville$23,488
University of Maine$32,921
University of Mary Washington$18,029
University of Maryland$26,818
University of Maryland, Baltimore County$26,621
University of Massachusetts Amherst$31,958
University of Miami$21,500
University of Michigan$26,034
University of Minnesota$26,006
University of Minnesota, Morris$26,087
University of Mississippi$27,535
University of Missouri, Columbia$26,060
University of Missouri, Kansas City$24,602
University of Montana$23,927
University of Nebraska-Lincoln$23,307
University of New Hampshire$37,242
University of North Carolina at Asheville$23,483
University of North Carolina at Chapel Hill$20,127
University of North Carolina at Charlotte$27,267
University of North Carolina at Greensboro$26,123
University of North Carolina at Wilmington$26,234
University of North Texas$23,000
University of Notre Dame$27,237
University of Oklahoma$27,255
University of Oregon$25,049
University of Pennsylvania$26,157
University of Pittsburgh$38,045
University of Portland$29,051
University of Puget Sound$33,130
University of Redlands$30,000
University of Rhode Island$32,587
University of Richmond$26,250
University of Rochester$30,873
University of San Diego$28,598
University of San Francisco$33,581
University of Scranton$40,640
University of South Carolina$28,518
University of South Florida$22,650
University of Southern California$27,925
University of St. Thomas (MN)$40,403
University of Tennessee$24,272
University of Texas at Austin$25,349
University of Texas at Dallas$21,174
University of Tulsa$37,008
University of Utah$19,056
University of Vermont$27,006
University of Virginia$24,905
University of Washington$21,180
University of Wisconsin$26,994
Ursinus College$38,282
Vanderbilt University$21,506
Vassar College$17,847
Villanova University$33,588
Virginia Tech$28,873
Wabash College$32,916
Wake Forest University$36,546
Warren Wilson College$20,768
Washington & Jefferson College$30,000
Washington State University$25,809
Washington University$24,243
Washington and Lee University$21,683
Wellesley College$12,455
Wentworth Institute of Technology$32,877
Wesleyan University$24,860
West Chester University of Pennsylvania$32,031
Westmont College$32,704
Wheaton College (IL)$26,593
Wheaton College (MA)$32,344
Whitman College$21,192
Whittier College$33,323
Williams College$16,593
Wittenberg University$34,178
Wofford College$29,252
Worcester Polytechnic Institute$30,500
Xavier University$32,131
Yale University$15,521
Yeshiva University$24,101
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